Limiting or banning risk-based pricing would have significant negative impacts on consumers, especially, minority and lowincome households.
Empirical evidence shows that arbitration is an effective process for resolving consumer disputes. While litigation is a long and often burdensome process with many rules and requirements, arbitration is simpler and more flexible.
Innovation most successfully occurs in regions around the world that allow inventors to operate in a public policy framework that rewards risk taking and investment. This is especially so for the biopharmaceutical industry. Because of the high risk, high cost …